Damage from land subsidence can arise due to various causes, such as soil erosion, nearby construction activities, seismic movements, or even the collapse of underground caverns. When the land beneath a property sinks, it can have significant consequences for the structural integrity and safety of the building or commercial property, as well as for the well-being of its occupants.
When a property suffers damage due to land subsidence, owners face significant and complex challenges in filing an insurance claim.
Our public adjusters in cases of land subsidence start with a thorough assessment of the damage. They use their experience and expertise to determine the total extent of the losses, including those that could easily be overlooked. By working closely with engineers and other experts, we can provide an accurate technical assessment that supports the claim for the loss.
Some of the most common signs of land subsidence damage include:
- Cracks in walls and floors: Visible cracks in interior or exterior walls, as well as in floors, can indicate movements in the property's foundation.
- Misaligned doors and windows: Difficulties in opening or closing doors and windows can be a sign of irregular settling of the building, house, or commercial property.
- Sinking of exterior ground: Areas of the garden, patio, or paths that sink or form depressions can indicate an underlying subsidence problem.
- Tilting of structures: If parts of the house, such as chimneys or walls, appear to be leaning, it could be a sign that the ground is not adequately supporting the weight of the structure.
- Uneven floors: If the floors in your property have level differences or are uneven, it may be an indication of subsidence.
What should I do if there is land subsidence damage on my property?
When you discover land subsidence damage on your property, it is crucial to understand the importance of a thorough inspection. A professional and detailed evaluation can reveal hidden and underestimated problems, allowing you to take corrective action before the damage worsens. In addition, a proper inspection provides the necessary documentation to support an insurance claim and ensure that you get fair compensation for the damages you suffered.
We want to guide you towards the best compensation
At Delphinidae Adjuster, we understand the importance of protecting your home or business from land subsidence damage. Our team of expert public adjusters is here to represent you in the insurance claims process, ensuring that you receive the maximum possible compensation for your losses. From the initial assessment to negotiating with the insurer, we will be by your side every step of the way, defending your rights and ensuring a fair and prompt resolution.
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Don't let land subsidence damage jeopardize your property and peace of mind.
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